- On
Pag-IBIG Membership
- Must
be a member under the Pag-IBIG I, Pag-IBIG II or Pag-IBIG Overseas
Program (POP) for at least twenty-four (24) months, as evidenced by the
remittance of at least 24 monthly contributions at the time of loan
application.
- A
member with less than the required number of contributions applying for
a Pag-IBIG housing loan shall be allowed to make lump sum payment based
on the mandatory monthly membership contribution rates (both EE and ER
share) to meet the said requirement at point of loan application provided
he has been a contributing member of the Fund for at least twelve (12)
months. Lump sum payment of membership contributions shall be
considered a single contribution for the applicable month as of the
payment date.
- A
member whose loan exceeds P500,000.00 shall be required to pay the
upgraded membership contribution rates upon housing loan approval and
onwards.
- A
member who has contributed for at least two (2) years and whose loans
exceed P500,000.00 shall be required to pay the upgraded contribution
rates upon housing loan approval and onwards.
For purposes of satisfying the required two (2) years membership
contributions, the member may opt to pay in lump sum any amount short
of the said requirement. In addition, the period corresponding to the
TAV applied earlier to an outstanding loan shall also be considered
when counting the total number of monthly contributions, provided the
remaining TAV after offsetting does not fall below the equivalent
amount of two (2) years membership contributions.
- Not
more than sixty-five (65) years old at the date of loan application and
must be insurable; provided further that he is not more than seventy
(70) years old at loan maturity;
- Has
the legal capacity to acquire and encumber real property;
- Has
passed satisfactory background/credit and employment/business checks of
the Pag-IBIG Fund;
- Has
no outstanding Pag-IBIG housing loan, either as a principal borrower or
co-borrower;
However, should a co-borrower in a tacked loan signify an intention to
avail of a Pag-IBIG housing loan for himself, he shall be allowed to do
so provided the tacked loan is updated and the amount proportionate to
his loan entitlement has been fully paid. Hence, the co-borrower shall
be released from the original obligation and shall be allowed to avail
of his own Pag-IBIG housing loan, subject to standard evaluation
procedures.
- Had
no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due
to default, or subjected to dacion en pago, which shall include cases
where the borrower is no longer interested to pursue the loan and
surrenders the property;
- Has
no outstanding Pag-IBIG multi-purpose loan in arrears at the time of
loan application. A member whose multi-purpose loan is in arrears shall
be required to pay his arrearages over the counter to update his
account.
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My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com
ReplyDeleteLOAN APPLICATION INFORMATION FORM
First name......
Middle name.....
2) Gender:.........
3) Loan Amount Needed:.........
4) Loan Duration:.........
5) Country:.........
6) Home Address:.........
7) Mobile Number:.........
8) Email address..........
9) Monthly Income:.....................
10) Occupation:...........................
11)Which site did you here about us.....................
Thanks and Best Regards.
Derek Email osmanloanserves@gmail.com