PAGIBIG FINANCING ESTIMATED SAMPLE COMPUTATION
FOR READY FOR OCCUPANCY UNITS
AMETHYST - TOPAZ - IVORY - JADE BUILDINGS
NOTE:
*** RFO UNITS ARE AVAILABLE ON A 'FIRST COME FIRST SERVE BASIS'
IN-HOUSE / BANK FINANCING/ PAG IBIG BASIC REQUIREMENT
UPON RESERVATION :
FOR READY FOR OCCUPANCY UNITS
AMETHYST - TOPAZ - IVORY - JADE BUILDINGS
NOTE:
*** RFO UNITS ARE AVAILABLE ON A 'FIRST COME FIRST SERVE BASIS'
PAGIBIG
ESTIMATED SAMPLE COMPUTATION
|
||||||||||||
Total
Contract Price
|
1,243,200.00
|
|||||||||||
Discount
|
_______
|
___________
|
||||||||||
NET
TCP
|
1,243,200.00
|
|||||||||||
Loanable Amount
|
994,000.00
|
|||||||||||
Equity
|
20%
|
249,200.00
|
||||||||||
Reservation Fee
|
10,000.00
|
|||||||||||
Discount/Down payment
|
___________
|
|||||||||||
Net Equity
|
239,200.00
|
WITH DISC IF FULL EQUITY IS PAID WITHIN:
|
||||||||||
Term of Equity
|
12
MONTHS
|
7 days (8%)
|
220,064.00
|
|||||||||
Monthly Down payment
|
19,933.00
|
15 days (6%)
|
224,848.00
|
|||||||||
Period Payment
|
TO
|
30 days (4%)
|
229,632.00
|
|||||||||
Loan Balance
|
80%
of TCP
|
994,000.00
|
||||||||||
Term of Payment
|
30
YEARS
|
|||||||||||
Interest per Annum
|
7.375%
|
|||||||||||
Monthly Amortization
|
6,865.31
|
+ MORTAGE
REDEMPTION INSURANCE(MRI) + FIRE INSURANCE (FI) + UPGRADING FEE
|
||||||||||
Period of Payment
|
TO
|
FIX FOR 3
YEARS SUBJECT TO REPRICE THEREAFTER
|
||||||||||
ANNUAL
INSURANCE
|
GREPALIFE
|
4,972.80
|
PAYABLE IN 3 MONTHS
|
|||||||||
1,657.60
|
PER MONTH
|
|||||||||||
HDMF
TERMS
|
||||||||||||
YEARS
|
RATE
|
MONTHLY AMORTIZATION (MA)
|
NET DISPOSAL INCOME (NDI)
|
FIXED TERMS
|
||||||||
30
|
7.375%
|
6,865.31
|
19,615.00
|
3YEARS
|
SUBJECT
TO REPRICED YEARLY THEREAFTER
|
|||||||
30
|
8.250%
|
7,467.59
|
21,336.00
|
5YEARS
|
SUBJECT
TO REPRICED YEARLY THEREAFTER
|
|||||||
30
|
9.000%
|
7,997.95
|
22,851.00
|
10YEARS
|
SUBJECT
TO REPRICED YEARLY THEREAFTER
|
|||||||
30
|
9.625%
|
8,448.89
|
24,140.00
|
15YEARS
|
SUBJECT
TO REPRICED YEARLY THEREAFTER
|
|||||||
30
|
11.375%
|
9,748.81
|
27,854.00
|
30 YEARS
|
SUBJECT
TO REPRICED YEARLY THEREAFTER
|
|||||||
ADDITIONAL EXPENSE TO BE PAIDE BEFORE THE MOVE-IN
|
||||||||||||
1.
Estimated Move : 20,428.00
|
||||||||||||
MOVE-IN FEE INCLUDES:
|
||||||||||||
-
Water
-
Meralco
-
Condo
Membership Fee
-
Est. Monthly
Dues
|
||||||||||||
2.
|
CONSTRUCTION BOND
|
11,000.00
|
REFUNDABLE AFTER THE CONSTRUCTION OF THE UNIT
|
|||||||||
3.
|
ESTIMATED REALTY TAX
|
4,000.00
|
FOR TWO YEARS
|
|||||||||
IN-HOUSE / BANK FINANCING/ PAG IBIG BASIC REQUIREMENT
UPON RESERVATION :
- Atleast 2 Valid IDs
- ID Pics 1x1 (6pcs.)
- Proof of Billing /Remittance
- Latest Two Months Payslip
- ORIGINAL NSO Birth/Marriage Certification
- 24 Months Updated Pag-ibig Contribution
- Certificate of Employment/Job Contract(OFW)
- TIN/Passport(OFW)
- Cedula
- SPA (IF NEEDED, especially for OFW)
- MSVS (to follow upon seminar in PAG IBIG)
- Post Dated Check
OTHER REQUIREMENTS FOR IN-HOUSE OR BANK FINANCING SCHEME AFTER THE RESERVATION:
- ORIGINAL NSO Birth/Marriage Certification
- Certificate of Employment/Job Contract(OFW)
- TIN/Passport(OFW)
- Cedula
- SPA (IF NEEDED, especially for OFW)
- Post Dated Checks
______________________________________________________________________
For More Information and Free Site Visit, Please Feel Free to Call, Text or Email:
For More Information and Free Site Visit, Please Feel Free to Call, Text or Email:
SHERYL S. JORDAN
Area Vice President
PA Metro Residence Builders Inc.
GRANWOOD SALES DIVISION MAKATI
Rm 320 3rd Floor Guadalupe Commercial Complex, Makati City
Tel. No: 02 664 8641
Mobile No.: 0922 822 3605
Happy To Serve :)
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